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India's Simplest Digital Wallet Application & UPI Payments Platform

Open your free account in 2 minutes. Pay bills, send money, recharge — all in one RBI-licensed app. Trusted by 1 Lakh+ users.

  • ✓Fund Transfer
  • ✓Mobile Recharge
  • ✓Bill Pay
  • ✓UPI Payments
Get it on Google PlayDownload on the App Store
DigiKhata Mobile Application
1 lakh+ Active users /28 States pan india network /1 lakh+ Active users /28 States pan india network /1 lakh+ Active users /28 States pan india network /1 lakh+ Active users /28 States pan india network /

Get Started with Your Digital Wallet in 3 Simple Steps

No branch visits. No heavy paperwork. Activate your secure digital wallet using just your Aadhaar & PAN card in minutes
Download the Application
1

Download the Application

Get DigiKhata Application free from App Store or Google Play. Works on any Android or iOS device.

Complete KYC in 2 Minutes
2

Complete KYC in 2 Minutes

Quick Aadhaar-based KYC. No photos or physical forms. Verify your identity instantly online to unlock all features

Start Using Instantly
3

Start Using Instantly

Add money to your account and begin paying bills or making UPI payments instantly.

Featured & Regulated By

NPCI logoRupay logoBrand logo and namesBrand logo and namesBrand logo and namesBrand logo and names

All Services, One Application

From money transfers to insurance — DigiKhata covers every financial need of every Indian.

Indian Rupee Icon

UPI Fund Transfer

Send and receive money instantly to any UPI ID or bank account across India

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Mobile and DTH Recharge

Recharge Jio, Airtel, Vi, BSNL and all DTH providers in seconds

Cash Deposit into machine

Cash Deposit

Deposit cash using our DigiKhata Kiosk

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Rupay Prepaid Card

Tap and pay anywhere — shops, petrol pumps, metro, online

Bill Payment icon

Bill Payments

Electricity, water, gas, broadband and insurance — all in one tap

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Bank-Grade Security

Biometric plus OTP. Toggle UPI on or off anytime from your phone

Device

All Services, One Application

From money transfers to insurance — DigiKhata covers every financial need of every Indian.

Money Transfer

Bill Payments

Mobile Recharge

Cash Deposit

PAN Card Service

Insurance Service

Travel Booking

Loan Repayment Service

Earn Extra Income as a DigiKhata Retailer

Set up a Digi Kiosk in your shop. Help your local customers access a secure digital wallet without bank account requirements. Offer money transfers, bill payments, and mobile recharges to earn commissions on every transaction.

  • ✓Minimum Investment
  • ✓₹10,000+ Monthly Earnings
  • ✓Free Training
  • ✓RBI-Licensed Platform
  • ✓Instant Commission
Retailer Operations

Built for Every Indian

Whether you are a student, homemaker, shop owner or working professional — DigiKhata works for you.

Kirana Shop Icon

Kirana Shop Owners

Accept UPI, offer AePS services and earn commission

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Crops

Rural / Gramin Users

Aadhaar banking in 28 states and 8 union territories

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Homemakers

Pay bills and recharge from home easily

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Students

Zero balance account and UPI instantly

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Professionals

Expense management and UPI in one app

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Businesses

B2B payments and enterprise solutions

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See DigiKhata in Action

Clean, simple and secure. Designed for users of all ages and digital experience levels with confidence.

DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen
DigiKhata app screen

Serving 1 Lakh+ Indians with Confidence

Trusted by users with a 4.7★★★★★ Play Store rating from 10,000+ ratings and 50,000+ reviews.

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Rakesh Sharma

Jaipur, Rajasthan

Mobile Repair Shop

Customers are always in a hurry. Digikhata's UPI is the fastest I have used. Money reflects instantly, so there's no awkward waiting. Highly recommend it!

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Sunita Patel

Surat, Gujarat

Kirana Store

Managing my grocery shop's daily hisaab used to take hours. Digikhata’s automated ledger does it in seconds. I finally close my shop early every night."

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Amit Chaurasia

Kanpur, Uttar Pradesh

Hardware Merchant

Asking for pending udhaar was always embarrassing. The automatic WhatsApp payment reminders on Digikhata helped me recover ₹20,000 in one week without making awkward calls."

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Meenakshi Iyer

Madurai, Tamil Nadu

Wholesale Cloth

I lost my paper diary last year and lost thousands in unrecorded dues. With Digikhata, my accounts are backed up safely on my phone. Complete peace of mind.

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Gurpreet Singh

Ludhiana, Punjab

Dairy Business

From tracking daily milk sales to taking UPI payments, Digikhata handles everything. It is so simple to use that even my staff manages entries without any mistakes

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Anil Deshmukh

Nashik, Maharashtra

Food Stall

I handle small ₹20 payments all day. Other apps used to freeze during rush hour, but Digikhata never fails. The audio alerts for payments are a lifesaver."

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Fatima Ansari

Bhopal, Madhya Pradesh

Independent Tailor

Managing custom orders and advance payments was a mess before. Digikhata organized my entire tailoring business in one place. It’s like having a digital manager in my pocket.

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Manav Khokare

Hariyana

Milk Business

From tracking daily milk sales to taking UPI payments, Digikhata handles everything. It is so simple to use that even my staff manages entries without any mistakes

Safe, Secure and fully RBI Compliant

Operated by PayPoint India Network Pvt. Ltd. - RBI Licensed since 2008.

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RBI Licensed PPI

PayPoint India PPI Licence Holder

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256-bit Encryption

Bank-grade security on all transactions

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UIDAI / Aadhaar

Official Aadhaar service provider

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NPCI / RuPay

Certified RuPay card issuer

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Since 2008

16+ years of financial services

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28 States + 8 UTs

Pan-India agent network

Learn and stay informed

Guides, tips and updates on digital payments, UPI and financial inclusion in India for everyone.

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Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Mobile screen with payment details near to the QR image stand

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Mobile screen with payment details near to the QR image stand

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Mobile screen with payment details near to the QR image stand

Your guide to digital payments

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Start Your DigiKhata Journey Today — Free

Join 1 lakh+ Indians using our secure digital wallet application. Open your account in 2 minutes. Zero fees, zero minimum balance, and 100% paperless.

Get it on Google PlayDownload on the App Store
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Frequently Asked
Questions

Everything you need to know about DigiKhata - answered
simply to help you get started.

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