
Get DigiKhata Application free from App Store or Google Play. Works on any Android or iOS device.

Quick Aadhaar-based KYC. No photos or physical forms. Verify your identity instantly online to unlock all features

Add money to your account and begin paying bills or making UPI payments instantly.


















From money transfers to insurance — DigiKhata covers every financial need of every Indian.
Send and receive money instantly to any UPI ID or bank account across India
Recharge Jio, Airtel, Vi, BSNL and all DTH providers in seconds

Deposit cash using our DigiKhata Kiosk

Tap and pay anywhere — shops, petrol pumps, metro, online
Electricity, water, gas, broadband and insurance — all in one tap
Biometric plus OTP. Toggle UPI on or off anytime from your phone

From money transfers to insurance — DigiKhata covers every financial need of every Indian.







Set up a Digi Kiosk in your shop. Help your local customers access a secure digital wallet without bank account requirements. Offer money transfers, bill payments, and mobile recharges to earn commissions on every transaction.

Whether you are a student, homemaker, shop owner or working professional — DigiKhata works for you.

Clean, simple and secure. Designed for users of all ages and digital experience levels with confidence.
Trusted by users with a 4.7★★★★★ Play Store rating from 10,000+ ratings and 50,000+ reviews.

Jaipur, Rajasthan
Mobile Repair Shop
Customers are always in a hurry. Digikhata's UPI is the fastest I have used. Money reflects instantly, so there's no awkward waiting. Highly recommend it!

Surat, Gujarat
Kirana Store
Managing my grocery shop's daily hisaab used to take hours. Digikhata’s automated ledger does it in seconds. I finally close my shop early every night."

Kanpur, Uttar Pradesh
Hardware Merchant
Asking for pending udhaar was always embarrassing. The automatic WhatsApp payment reminders on Digikhata helped me recover ₹20,000 in one week without making awkward calls."

Madurai, Tamil Nadu
Wholesale Cloth
I lost my paper diary last year and lost thousands in unrecorded dues. With Digikhata, my accounts are backed up safely on my phone. Complete peace of mind.

Ludhiana, Punjab
Dairy Business
From tracking daily milk sales to taking UPI payments, Digikhata handles everything. It is so simple to use that even my staff manages entries without any mistakes

Nashik, Maharashtra
Food Stall
I handle small ₹20 payments all day. Other apps used to freeze during rush hour, but Digikhata never fails. The audio alerts for payments are a lifesaver."

Bhopal, Madhya Pradesh
Independent Tailor
Managing custom orders and advance payments was a mess before. Digikhata organized my entire tailoring business in one place. It’s like having a digital manager in my pocket.

Hariyana
Milk Business
From tracking daily milk sales to taking UPI payments, Digikhata handles everything. It is so simple to use that even my staff manages entries without any mistakes
Operated by PayPoint India Network Pvt. Ltd. - RBI Licensed since 2008.
PayPoint India PPI Licence Holder
Bank-grade security on all transactions
Official Aadhaar service provider
Certified RuPay card issuer
16+ years of financial services
Pan-India agent network
Guides, tips and updates on digital payments, UPI and financial inclusion in India for everyone.

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.

Explore the latest trends in UPI payments, digital banking, fintech innovations , and secure online transactions.
Everything you need to know about DigiKhata - answered
simply to help you get started.
